SBI interest rate cut again! After Diwali 2019 gift, this is what you will pay for loans
SBI Diwali 2019 gift: After launching an EMI facility for its debit cardholders, SBI has now reduced the Marginal Cost of Funds-based Lending Rate (MCLR) by 10 bps.
SBI Diwali 2019 gift: After launching an EMI facility for its debit cardholders, the State Bank of India or SBI has now reduced the Marginal Cost of Funds-based Lending Rate (MCLR) by 10 bps. This is for the sixth time that SBI has cut its retail loan interest rates in FY20. Now, the MCLR comes down from 8.15 per cent to 8.05 per cent, which means ahead of the Diwali 2019, all retail SBI loans are going to become cheaper by 10 bps that would lead to lowering in the EMI of the SBI customers. The decision will become effective from 10th October 2019.
The SBi informed about the decision in written press statement citing, "In view of the festival season and extending benefit to customers across all segments, SBI has reduced its MCLR (6th consecutive rate cut in FY’19-20) by 10 bps across all tenors. The one-year MCLR comes down to 8.05% p.a from 8.15% p.a. with effect from 10th October 2019."
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