SBI Home Loan - Good news for potential home buyers! India’s largest public sector lender State Bank of India (SBI) has reduced the interest rate on home loans. The Bank is now offering interest concession of up to 30 basis points (bps) with interest rates starting from 6.80 per cent onwards. 

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The SBI is also offering a 100 per cent waiver on processing fee. As per the information on its website, the concessions can be availed via YONO App and other digital channels.  

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You can also get a call back from the bank by visiting the website and filling your details in ‘Get a Callback’. You can also check your eligibility and track your application through application tracker.  

Types of loans being offered by SBI 

  1. SBI Regular Home Loan 
  2. SBI Balance Transfer of Home Loans 
  3. SBI NRI Home Loans 
  4. SBI Flexipay Home Loans 
  5. SBI Privilege Home Loan 
  6. SBI Shaurya Home Loan 
  7. SBI Pre-approved home loan 
  8. SBI Realty home loan 
  9. SBI Home Top up loan  

According to bank’s claims, SBI Home Loans is the largest Mortgage Lender in India, which has helped over 30 lakh families to achieve the dream of owning a home. 

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SBI Home Loans  Features

Home Loan products to suit every customers need 

  1. Low Interest Rates 
  2. Low Processing Fee 
  3. No Hidden Charges 
  4. No Pre Payment Penalty 
  5. Interest charges on Daily Reducing Balance 
  6. Repayment up to 30 years 
  7. Home Loan Available as Overdraft 
  8. Interest Concession for Women Borrowers  

Eligibility 

  1. Resident Type: Resident Indian 
  2. Minimum Age: 18 years 
  3. Maximum Age: 70 years 
  4. Loan Tenure: up to 30 years