SBI FD Rates Today: State Bank of India cuts fixed deposit interest rates; know its impact on your money
SBI FD Rates Today: The state Bank of India (SBI) has cut down its SBI fixed deposit rates from today by 20 bps (0.20 per cent) for up to 3 Years tenor.
SBI FD Rates Today: The state Bank of India (SBI) has cut down its SBI fixed deposit rates from today by 20 bps (0.20 per cent) for ‘up to 3 Years’ tenor. So, from today, all SBI fixed deposits for tenors up to 3 years, interest yield will be 0.2 per cent lower than the existing SBI FD rates till yesterday. However, the SBI FD rates for tenor 3 to 10 years have remained unchanged and will continue to yield the same returns that they used to attract.
SBI announced the same in a statement that said, "In view of adequate liquidity in the system as well as with the Bank, SBI prunes its interest rates on Retail term deposits by 20 bps for ‘up to 3 Years’ tenor, effective from May 12, 2020."
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As per the official website of the SBI — onlinesbi.com amnd sbi.co.in — after the new SBI FD rates, SBI FD rate for 7 to 45 days is 3.3 per cent, SBI FD rate for 46 days to 179 days is 4.3 per cent, SBI FD interest rate for 180 days to 210 days is 4.80 per cent instead of existing 5 per cent, SBI FD rate for 211 days to less than 1 year is also 4.8 per cent, SBI FD rate on 1 year to less than 2 year is now 5.5 per cent instead of 5.7 per cent while SBI FD rate on 2 years to less than 3 years is also 5.50 per cent. SBI FD rate for the tenor 3 years to 10 years will continue to fetch the same interest rate that it was yielding till yesterday.
SBI is the largest commercial bank in terms of assets, deposits, branches, customers and employees. It is also the largest mortgage lender in the country. As on December 31, 2019, the bank has a deposit base of over Rs 31 lakh crore with CASA ratio of little more than 44 per cent and advances of nearly Rs 23 lakh crore. SBI commands 34 per cent market share home loans and 34.86 per cent in auto loans segment.
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