With over 50,000 ATMs in India, State Bank of India (SBI) customers are extended a lot of other services besides cash withdrawal facility. The cash withdrawal limit varies depending on the type of SBI debit cards a customer holds. This is because the largest lender in the country offers different types of debit cards including classic/normal debit card, gold debit card, platinum debit card etc. The classic debit card is the basic debit facility, allowing a customer to withdraw up to Rs 40,000 daily. The other cards like Gold and platinum offer daily withdrawal limit of up to Rs 1 lakh, according to SBI website: sbi.co.in. According to the SBI website, debit cards also offer complimentary insurance cover. These are of two types -
 
1. Personal Accidental Insurance (Death) Non Air: This insurance covers the Debit Cardholder for non-air accidental death only, to the extent as applicable on the type of Debit Card variant held. This Insurance cover becomes operational when the card is used at least once on any channel, viz ATM/PoS/eCom during the last 90 days from the date of accident.

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2. Personal Air Accidental Insurance (Death): This insurance covers the Debit Cardholder for air accidental death only, to the extent as applicable on the type of Debit Card variant held. This Insurance cover becomes operational when the Card is used at least once on any channel, viz ATM/PoS/eCom during the last 90 days from the date of accident, subject to a condition that the air ticket for that air travel should have been purchased by using the Debit Card.

Further, there are other valuable services that SBI Debit/ATM cards offer, according to sbi.co.in.

1. SBI debit card extends services like fast cash- a cash withdrawal option where you have to choose from a list of pre-defined values, PIN change, mini statement, balance enquiry, cheque book request and utility bill payment.

2. You can also do card to card fund transfer using SBI ATM, and you can transfer up to Rs 40,000 per day instantly to your near ones. There is no limit on the number of transactions per day. You just need your SBI debit card, pin and the beneficiary's debit card number. Notably, this service is free and easy to use. 

3. The SBI ATMs allow customers to make payment for SBI credit cards, SBI life insurance premium, mobile top-up, bill payment etc. 

4. You can also register for mobile banking registration and Inter-mobile Mobile Payment System (IMPS) services through SBI ATM.

5. You will have to pay charges for ATM transactions over and above the mandated number of free transactions. SBI also charges an annual maintenance fee from all its ATM/debit cards. 

SBI charges fees from its customers for various services offered on ATM/debit cards. The charges are given below, according to the information given on the website.

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Notably, daily cash withdrawal limits for Classic and Maestro Debit cards has been reduced from Rs 40,000 to Rs 20,000 per day with effect from 31st Oct 2018. If you require higher daily cash withdrawal limit, you can apply for a higher card variant, the website adds.