SBI Debit Card Charges Explained: State Bank of India (SBI), the country's largest lender, charges a fee of up to Rs 425 (excluding GST) for the issuance, replacement, or annual maintenance of its debit cards. With effect from April 1, 2024, SBI charges Rs 200-425 plus GST as the annual maintenance fee for its Classic, Silver, Global Contactless, Yuva, Gold, Combo, My Card, Platinum, Pride, and Premium Business debit cards, instead of the Rs 125-325 (excluding GST) earlier, according to its website, sbi.co.in. 

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It also charges a fee of Rs 300 (excluding GST) for the replacement of any of its debit cards. 

Here's a lowdown on the various fees levied by SBI from its customers for the issuance, replacement, and maintenance of its debit cards: 

SBI debit card charges: Issuance, AMC & replacement 

Particulars Card/transaction type Charges 
Debit Card Issuance Charges Classic /Silver/Global/Contactless Debit Card Nil
Gold Debit Card Rs 100 + plus GST
Platinum Debit Card Rs 300 + plus GST
My Card (Image Card)  
Debit Card Annual Maintenance Charges (Recovered at the beginning of the second year onwards) Classic/Silver/Global/Contactless Debit Card Rs 200 plus GST
   
Yuva/Gold/Combo/My Card (image card) Debit Card Rs 250 plus GST
Platinum Debit Card Rs 325 plus GST
Pride/Premium Business Debit Card Rs 425 plus GST
Debit Card Replacement Charges Rs  300 plus GST
Duplicate PIN/ Regeneration of PIN Rs  50 plus GST
International Transaction Charges Balance enquiry at ATMs Rs 25  + GST
ATM Cash withdrawal transactions Rs 100 min. + 3.5% of transaction amount + GST
Point of Sale(PoS)/ eCommerce transactions 3% of the transaction amount plus GST
Goods and Services Tax (GST) applicable @ 18%
(Source: sbi.co.in)

From April 1, PSU bank raises Classic, Yuva, Platinum, Pride debit card fees to Rs 200-425 from Rs 125-350 

SBI debit card charges: Duplicate PIN generation 

Besides, SBI also levies a fee of Rs 50 (excluding GST) for generating a duplicate PIN for any of its debit cards, according to its website. 

SBI debit card international transaction charges 

State Bank of India also charges certain fees from its customers performing different types of transactions using its debit cards in foreign locations: 

  • Balance inquiry at ATMs: Rs 25 + GST
  • ATM cash withdrawal transactions: Rs 100 (minimum) + 3.5 per cent of the transaction amount + GST
  • Point of Sale(PoS)/e-commerce transactions: 3.0 per cent of the transaction amount + GST

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