SBI 10-year FD vs Canara Bank Green Deposit 3333 Days FD: What general and senior citizens will get on Rs 10 lakh and Rs 15 lakh investments in each FD
SBI 10-year FD vs Canara Bank Green Deposit 3333 Days: State Bank of India runs FDs of 7 days to 10 years durations. Canara Bank runs Green Deposit special FD that has a tenure of 1,111, 2,222, and 3,333 days.
SBI 10-year FD vs Canara Bank Green Deposit 3333 Days FD: Fixed deposit (FD) schemes offer a variety of options where an investor can invest for 7 days up to 10 years. Banks also offer special FDs, where investors mostly get extra interest rates compared to other FDs of the same bank. FDs provide guaranteed returns and are non-market-linked, so they may be a good fit for investors with a low-risk appetite.
Different maturity periods mean that investors can invest up to the time when they require capital.
They can get it on maturity, but FDs also provide options to withdraw interest on monthly, quarterly, and half-yearly bases.
Senior citizens often invest in FDs to get a regular, fixed income, as it helps them meet their monthly expenses.
The other reason they find FDs attractive is banks offer extra interest rates to them compared to what they offer to general citizens.
SBI runs 1-year, 3-year, 5-year, and 10-year FDs beside many special FDs.
On the other hand, Canara Bank also runs Green Deposit special FD, which is for the duration of 3,333 days, or over 9 years.
The same FD from Canara Bank is also available for 1111 days and 2222 days of durations.
In this write-up, we will tell about the interest rates in the SBI 10-year FD and Canara Bank 3333 Days FD for general and senior citizens.
Also, know what Rs 10 lakh and Rs 15 lakh investments will give to general and senior citizens in each of these FDs.
SBI 10-year FD: Interest rate for general citizens
The interest rate for general citizens is 6.50 per cent in the 10-year FD. (Data source: SBI official website)
SBI 10-year FD: Interest rate for senior citizens
Senior citizens get a 7.50 per cent interest rate in the same FD.
Canara Bank Green Deposit 3333 Days: Interest rate for general citizens
The interest rate for general citizens is 6.65 per cent. The same rate applies to its 2,222-day FD, while the rate in its 1,111-day FD is 6.70 per cent.
Canara Bank Green Deposit 3333 Days: Interest rate for senior citizens
Senior citizens get a 7.15 per cent interest rate in the 3333-day FD.
SBI 10-year FD: Maturity amount for general citizens on Rs 10 lakh investment
The estimated interest on a Rs 10 lakh investment is Rs 9,05,558.75, and the estimated maturity is Rs 19,05,558.75.
SBI 10-year FD: Maturity amount for general citizens on Rs 15 lakh investment
They will get estimated interest of Rs 13,58,338.13, and the estimated maturity of Rs 28,58,338.13.
SBI 10-year FD: Maturity amount for senior citizens on Rs 10 lakh investment
The estimated interest on a Rs 10 lakh investment will be Rs 11,02,349.28, and the estimated maturity will be Rs 21,02,349.28.
SBI 10-year FD: Maturity amount for senior citizens on Rs 15 lakh investment
The estimated interest on a Rs 15 lakh investment will be Rs 16,53,523.92, and the estimated maturity will be Rs 31,53,523.92
Canara Bank Green Deposit 3333 Days: Maturity amount for general citizens on Rs 10 lakh investment
The estimated interest on a Rs 10 lakh investment will be Rs 8,26,228.18 and the estimated maturity will be Rs 18,26,228.18.
Canara Bank Green Deposit 3333 Days: Maturity amount for general citizens on Rs 15 lakh investment
On a Rs 15 lakh investment, general citizens will get estimated interest of Rs 12,39,342.27 and the estimated maturity of Rs 27,39,342.27.
Canara Bank Green Deposit 3333 Days: Maturity amount for senior citizens on Rs 10 lakh investment
Senior citizens will get estimated interest of Rs 9,10,062.64 and the estimated maturity of Rs 19,10,062.64 on a Rs 10 lakh investment.
Canara Bank Green Deposit 3333 Days: Maturity amount for senior citizens on Rs 15 lakh investment
After investing Rs 15 lakh, senior citizens will get estimated interest of Rs 13,65,093.97 and the estimated maturity of Rs 28,65,093.97.
Get Latest Business News, Stock Market Updates and Videos; Check your tax outgo through Income Tax Calculator and save money through our Personal Finance coverage. Check Business Breaking News Live on Zee Business Twitter and Facebook. Subscribe on YouTube.