What is a Jeevan Pramaan Patra? Different ways retirees can submit their annual life certificate

A life certificate, also known as the Jeevan Praman Patra, is a document that is to be submitted by pensioners every year to the pension disbursing authorities such as banks and post offices to continue receiving their monthly pension. These certificates can be submitted both offline and online.  

What is a Jeevan Pramaan Patra?

Jeevan Pramaan Patra or a Life Certificate, is basically a proof that is submitted to the Pension Distributing Authorities stating that the pensioner is alive to receive his/her pension.

Pensioners are required to submit the certificate on an annual basis and the deadline to produce the same is usually in November. Failing to do so may result in the Pension Disbursing Authority not releasing the pension amount.

How to submit Jeevan Pramaan Patra?

1. Through Aadhaar: Pensioners can submit their Jeevan Pramaan Patra through the Jeevan Pramaan portal or authorised centres via Aadhaar authentication process, thus eliminating the need for physical documents. 

2. Common Service Centres (CSC): Pensioners can use these centres to submit their life certificates online in an accurate and easy process. 

3. UMANG application: One can also login to their UMANG app and use the Jeevan Pramaan feature to submit the certificates. 

4. Banks’ Aadhaar portal: Banks also offer the option to submit life certificates by enabling the online Aadhaar portals. 

5. EPFO portals: Pensioners can also use the EPFO portals by logging in with their credentials and submitting their Jeevan Pramaan Patra through the dedicated section.

6. Doorstep Banking: For the physical submission of the certificates, pensioners can opt for doorstep banking or via Postman. While the ‘Doorstep Banking’ service is provided by public sector banks, the Department of Posts and the Ministry of Electronics and Information Technology (MeitY) also launched the doorstep service for submitting digital life certificates through Postman.