The Kisan Credit Card (KCC) scheme is a Central government scheme that provides farmers with timely access to credit. The scheme was launched in 1998 with an aim to provide short-term formal credit to farmers. It was created by the National Bank for Agriculture and Rural Development (NABARD).   

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To connect farmers with technology, we have made it easier for them to get help from banks. Today farmers are getting weather information in a better way. Recently, more than 2 crore farmers have been given Kisan Credit Cards by running a campaign, Prime Minister Narendra Modi tweeted on 28th September.  

The PM Kisan Credit Card has now been linked to the Pradhan Mantri Kisan Samman Nidhi Yojana (PM Kisan). Farmers can seek a loan from KCC for up to Rs 3 lakh at 4 per cent interest rate. It is also easier for PM Kisan beneficiaries to apply for KCC.   

“More than 2 crore Kisan Credit Cards were issued during Corona person, most of them to small farmers. Such farmers will be benefitted by the agriculture infrastructure and connectivity infrastructure that is coming up in the country,” according to PIB.   

The KCC scheme was introduced to ensure that the credit requirements for farmers in the agriculture, fisheries, and animal husbandry sector was being met. This was done by helping them avail short-term loans and provide them with a credit limit to purchase equipment and for their other expenses as well.

https://www.sbiyono.sbi/index.html   

Step 3: Then go to YONO Krishi   

Step4: Then go to Khata   

Step 5: Go to KCC Review section   

Step 6: Click on Apply