NPS account Aadhaar link: The government has been urging citizens to link their Aadhaar card to a host of services that it provides like filing Income Tax Return (ITR), availing Permanent Account Number (PAN) and various investment tools. While all of this is happening, there is a problem elsewhere in your financial life. So, if you are planning to register for National Pension Scheme (NPS)  through Aadhaar card, then you might be facing a temporary error. The official registration website has released a notification saying currently the Aadhaar based registration in NPS is disabled. In fact, they are asking citizens and salaried employees to follow the procedure and complete it via PAN card instead. 

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If you are among those people who are having trouble registering yourself for NPS and APY, then this is what you should do. On enps.nsdl.com website, it is said, “Aadhaar based registration under NPS is currently disabled. You may instantly open your NPS account through PAN based Registration.”

How to link PAN with NPS:

1. In the first place, you must have a 'Permanent Account Number' (PAN)

2. Bank account with the empanelled Bank for KYC verification for subscriber registration through eNPS. Click on website www.enps.nsdl.com.

3. Your KYC verification will be done by the Bank selected by you during the registration process.Name and address provided during registration should match with bank records for KYC verification. If the detail don't match , the request is liable for rejection.In case of rejection of KYC by the selected Bank, applicant is requested to contact the Bank

4. You need to fill up all the mandatory details online

5. You need to upload your scanned photograph and signature in jpeg/jpg format having file size between 4kb - 12kb

6. You will be routed to a payment gateway for making the payment towards your NPS account from Internet Banking

7. Make online payment (Minimum amount of Rs 500)

8. Print the form, paste photograph & affix signature and submit the Form to CRA.

NPS is a government tool of investment which is best for low-class families as it requires very little investment every month from the citizens, but ensures massive returns on the time of retirement.

A portion of NPS is invested in equity and fixed deposits. 

The maturity period of the NPS scheme is at the age of 60 years, and the pool has been known for giving interest rates between 8% to 14%.