New insurance plan: Check benefits, features of Bajaj Allianz Total Health Secure Goal

Bajaj Allianz Total Health Secure Goal plan: Bajaj Allianz General Insurance and Bajaj Allianz Life Insurance have launched their first combi product - Bajaj Allianz Total Health Secure Goal. The new insurance plan promises to take care of customers' health and life goals, through a single comprehensive insurance policy. Bajaj Allianz Total Health Secure Goal is basically a combination of two existing plans - Health Guard policy of Bajaj Allianz General Insurance and Bajaj Allianz iSecure of Bajaj Allianz Life Insurance.

With the new plan, you can get an additional 5% discount on the total premium payable. The plan also offers the flexibility of availing service or communication on the product from either of the companies.

Talking about the new insurance offer, Tapan Singhel, MD & CEO, Bajaj Allianz General Insurance said, “I strongly believe that it’s important to have an appropriate health insurance plan and a term insurance plan to have a secured life and a life of dignity. While a health insurance plan ensures financial security in case of any medical exigency, a term insurance plan takes care of financial needs of the family if the insured were to, unfortunately, pass on. With this thought in mind, we collaborated with Bajaj Allianz Life Insurance to launch Bajaj Allianz Total Health Secure Goal to provide a comprehensive insurance solution to our customers.”

Tarun Chugh, MD & CEO, Bajaj Allianz Life Insurance said, “The idea is to offer customers two essential insurance products in one. Both health and life cover is a must in everyone’s portfolio, and by offering a discounted rate we hope to incentivise customers to take care of their healthcare expenses in a planned manner and secure the life goals of their loved ones, without derailing their journey towards the life goals in case something unplanned were to happen. For customers who prefer taking a single cover for fulfilling their life and health goals, this combi product offers a powerful proposition.”

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Key points

The new product will be available across all channels for the customers.

- Under Health Guard policy, customer can opt for a Silver or a Gold Plan with a sum insured ranging from Rs. 1.5 lakh to Rs. 50 Lakh. This will take care of hospitalization expenses incurred by the customer. Bajaj Allianz iSecure offers customers a level term cover at a low cost.

- The are also special premium rates for non-smokers and high sum assured, amongst others are some additional features.

- Bajaj Allianz iSecure also comes with a Joint Life option for covering your spouse.