Medical emergency comes unexpected. It can knock your life anytime. In such a situation, there is always a possibility that you find it extremely difficult to arrange cash, especially when the cost of treatment is expensive. In such a situation, people even have to often take a loan. However, instead of a loan, one can now just swipe a card and avail financial aid during a medical emergency, as RBL Bank and Practo, which is India's leading digital healthcare platform, have together launched a  health-focused credit card – RBL Bank Practo Plus. This is powered by Mastercard. This industry-first credit card is available on both Practo and RBL mobile apps and websites.

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Commenting on the partnership, Tarun Bhambra, VP & Business Head, Practo, said: “We are delighted to partner with RBL Bank for launching a new credit card that is focused on making healthcare more affordable for consumers. We all have regular spends on appointments, medicine and diagnostic tests. This card gives a unique ability to consumers to use their regular spends for household expenses for subsidizing their monthly health spends on Practo platform. At Practo, it's our constant endeavor to make healthcare simpler, more accessible and affordable. This card is one step towards achieving this vision."

Meanwhile, Harjeet Toor, Head – Retail, Inclusion and Rural Businesses, RBL Bank, said, “We are delighted to enter into a partnership with Practo and launch a card that prioritises good health and well-being. The partnership is a perfect example of how two diverse industries can come together to offer a compelling value proposition for customers. Healthcare is a largely untapped segment and this partnership will be a great opportunity for the Bank and Practo to leverage each other’s strengths to capture the market and offer customers a one-of-a-kind health card with exciting offers. RBL Bank’s credit cards business has performed extremely well this year and with this partnership, we look forward to strengthen our business further by entering a new market segment.”

Also, in a world where people are busy, they barely pay attention to their day-to-day health needs, and hence this is an innovative step to encourage users to think health-first on a daily basis.

The card is designed to cater to customers in both metros and non-metro cities, through Practo and RBL Bank’s extensive customer base spans across the country. With benefits like unlimited online consultations with doctors 24X7, users are guaranteed that there is an experienced qualified doctor available to them whenever there is a need - instead of relying on self-diagnosis or advice from friends and relatives.

The benefits of RBL Bank Practo Plus credit card include:

  • Unlimited online consultations with doctors 24*7 for 1 year
  • One free full-body health check-up
  • For every Rs. 100 spent on this card, cardholder earns 1 Practo HealthCash
  • HealthCash can be used while availing Practo services like ordering medicine, tests, online consultations (1 Healthcash = 1 Rupee)

The moment an RBL Bank Practo Plus credit card is issued, a Practo health plan account is created on the Practo app. The cardholders need to log-in with their registered mobile numbers to access this plan under the MyHealth Plan section on Practo. The card also comes with complimentary access to the domestic airport lounge twice every quarter.