The stock market is on a downtrend as the budget surcharge on the FPIs has not gone down well among the foreign institutional investors (FIIs). However, it is said that when Sensex, Nifty, Bank Nifty and other Indian indices bleed, it's an opportune moment for a mutual funds investor, if she or he is looking for a long-term one-time investment. As per the mutual fund investment experts, this would enable an investor to get more units as the NAV prices go down in sync with the Dalal Street performance. However, if one is investing in SIP mode, it would also enhance the number of units during the month when the market is low.

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Speaking on the investment tactics that a mutual funds investor can adopt amid stock market crash Harsh Jain - Co-founder & COO at Groww said, " Investors are becoming more consistent thanks to SIPs, which is great. It is impossible to know the markets are going to go high or low. Just when you think the market is at an all-time low, you could go down further. And the same could happen when the markets are going up. So consistent investment via SIP through ups and downs make the most sense. Investors should also be careful not to panic and stop investing when the markets are in the red."

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Elaborating upon the correlation between a stock market crash and mutual funds investment SEBI registered investment expert Jitendra Solanki said, "Mutual funds are the better option in all times, whether the stock market is on high or the stock market is on the lower side if the investment mode is SIP. However, if someone is looking for a long-term one-time investment, a stock market crash is always the best time to go for mutual funds investment." Expanding his answer on how long-term one-time mutual funds investment is best when the stock market is bleeding Jitendra Solanki said, "When the market is low, the NAV prices go down and hence when a mutual funds investor invests in long-term one time investment mode, he or she would get more NAVs compared to the time when the share market is on a high. Thus, when the market would recover, he or she would get more returns as it has more units in its mutual fund account."