Money earning scheme: This SBI plan will give you more than Rs 81,000 interest

State Bank of India or SBI has various plans for the investors to earn money. It has risk free investment options like SBI fixed deposit or SBI FD, SBI Recurring Deposit or SBI RD, Public Provident Fund (PPF) account for those who want to earn money in a safe and secure way. However, at the same time it offers equity-linked mutual fund plans like SBI Small Cap Fund for those investors who have high risk appetite and want to earn much more than an average amount.

SBI Small Cap Fund
In SBI Small Cap Fund plans, SBI Mutual Fund offers SBI Small Cap Fund Direct Growth Plan. The beauty of this State Bank of India investment offer is its return in the last five years. At a time, when mutual fund investors are disappointed with the returns, SBI Small Cap Fund Direct Growth Plan has given more than 22 per cent in the last five years while it has delivered 37.22 per cent in the last one year (Value Research Peer Comparison).

This more than 22 per cent return in SBI Small Cap Fund Direct Growth Plan is way ahead of SBI fixed deposit or SBI FD, SBI Recurring Deposit or SBI RD, Public Provident Fund (PPF) interest rate, EPF interest rate, etc. So, for those who have a high risk appetite, SBI Small Cap Fund Direct Growth Plan is one of the luring options for investment.

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SBI Mutual Fund Calculator
Assuming the 22 per cent return in this SBI mutual fund plan, if someone had invested Rs 1 lakh, then one's money after five years today would have become Rs 1,81,584.80. Means, his Rs 1 lakh would have fetched Rs 81,584.80 interest in the last five years under this SBI mutual fund plan.

Source: SBI Mutual Fund Calculator

So, for those who want to become rich via mutual fund investments, 'mutual fund sahi hai' if they choose SBI SmallCap Fund Direct Growth kind of plans.