LIC Jeevan Utsav Plan: Insurance giant Life Insurance Corporation (LIC) recently introduced its new service Jeevan Utsav (LIC Jeevan Utsav).

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LIC is promising guaranteed returns and assured income under this scheme.

LIC said in the information given to the stock market that the Jeevan Utsav Plan is a 'non-linked', non-participating, individual savings, whole life insurance plan.

LIC's Jeevan Utsav plan number is 871, which comes with lifetime guaranteed returns.

In this, you will get the option of full life life insurance and benefit payment.

The limited premium payment period is 5 to 16 years.

There is a provision for guaranteed return increase at the time of paying the premium.

In this, you will get regular income benefit and flexi income benefit.

The minimum basic sum assured will be Rs 5 lakh.

The minimum age at the time of commencement of the policy should be 18 and the maximum at the time of completion of premium should be 75 years.

Under this scheme, LIC will also give annual interest at the rate of 5.5 per cent to the policyholder.

However, the policyholder will not get maturity benefit under this plan.

LIC Jeevan Utsav Plan: Other benefits

LIC Chairman Siddharth Mohanty said that the LIC Jeevan Utsav Plan would provide assured returns and after its completion, the policyholder will get 10 per cent of the sum assured for the lifetime.

Mohanty had said that the new product was ready to create a stir in the market.

He said everyone wants to know how much they are investing and how much they will get after 20-25 years.

He said that apart from this, loan facility and premature withdrawal had also been included in the features of LIC Jeevan Utsav Plan.