LIC Pension Plan: Are you a senior citizen and require around Rs 10000 every month to take care of your basic needs, but finding it difficult to find a solution? Are you still figuring out a way to deal with the situation? Don't worry! There is a way out, but you will need to act fast or you will miss the bus.

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The country's leading insurance provider the Life Insurance Corporation of India (LIC) offers a pension scheme that can provide Rs 10000 a month to policy-holders. This scheme will end on 31 March. Pradhan Mantri Vaya Vandana Yojana (PMVVY) pension scheme is meant for senior citizens. The scheme offers a sum of Rs 10000 every month and is open for subscription till March 31, 2020.

As of now, the government has not extended the last date to avail of this scheme. So it is advisable that if you are a senior citizen and have a lump sum money in your bank account then you can consider buying this immediate annuity scheme before 31 March 2020.

This immediate annuity LIC pension scheme can provide senior citizens with a steady income after retirement. The scheme offers citizens above 60 years an amount of Rs 10000 for 10 years. Apart from this, it also offers a death benefit in the form of the return of the purchase price of the scheme to the nominee.

Currently, the Government has not extended the last date to avail of this scheme beyond March 31, 2020. So, if you are a senior citizen and have a lump sum money in your bank account then you can consider buying this immediate annuity scheme before March 31.

The people can avail of the pension payment monthly, quarterly, half-yearly and yearly. The pension payment is processed through NEFT or Aadhaar Enabled Payment System. The scheme can be purchased by investing a lump sum in the PMVVY pension scheme.

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Eligibility criteria to avail the scheme

-- The person must have completed 60 years

-- There  is no limit for maximum age

-- Policy term is 10 years

-- Minimum pension is Rs 1000 per month while the maximum pension is Rs 10000 per month.

-- The total amount of pension allowed per senior citizen should not exceed the maximum pension limit.