Independence Day: With monthly savings, get freedom from debt
Do not spend more than what you can afford to repay, and decide your priorities wisely to avoid the burden. You can reduce the debt by saving monthly and investing in Systematic Investment Plan (SIP).
India will be celebrating 70th Independence Day tomorrow, marking 70 years of freedom from Britishers. Over the years, finance sector has witnessed a lot of changes from physical currency to plastic money.
With this transition came in the change in lifestyle which rose the "financial burden" on people like repayment of loan EMIs, credit card bills and other liabilities.
What people should now look at is to get "financial freedom" from debts.
The first rule to follow is not to borrow more than what you can afford to repay. A loan is something you need to repay and not a gift. So do drop the urge to borrow in excess hoping that you would be able to cut corners and make the repayments.
Are liquid funds a good option as bank saving interest rates drop?
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