The Employees' Provident Fund Organisation (EPFO) allows subscribers to take advance from their provident fund accumulations in certain cases. All the individuals have a portion of their salary deposited as an Employees Provident Fund Organization (EPFO). PF account holders can withdraw the full amount deposited in EPFO after retirement but in the case of an emergency. People can also use the Umang app launched by the government to withdraw money from their PF account while sitting at home.

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Partial EPF withdrawal is permitted in specific instances, such as for medical reasons, marriage, home loan repayment, and so on.

Here are the steps for withdrawing money through the Umang app:

 Step 1: Download and register on the Umang app using your mobile number.

 Step 2: Choose the EPFO option from the many options available on the app.

 Step 3: Fill in your UAN number by selecting the raise claim option.

Step 4: Enter the OTP received on your registered mobile number in EPFO.

Step 5: Select the type of withdrawal from your PF account and fill in the form.

Step 6: Submit the form and receive a reference number for the withdrawal request.

Step 7: Track the withdrawal request using the reference number provided. 

Step 8: EPFO will transfer the money to your account within 3 to 5 days.