HDFC Bank's new credit card offers customers to decide their billing cycle, reward points and cashback; know more about it

When you have a credit card, you can use its credit limit to the fullest, but you don't have the option to decide about its billing cycle, reward points, or cashback.

Your lender decides these factors.

But what about a credit card where not the card issuer but you decide these factors?

Life may become a bit easier for you. Now you already have one such credit card in the market where you can decide your billing cycle, reward points, and cashback.

HDFC Bank has launched a credit card that gives you the freedom to decide these factors. 

Parag Rao, Country Head, Payments, Consumer Finance, Digital Banking, and Technology, HDFC Bank Limited, told Zee Business that the digital credit card, known as Pixel credit card, will be operated through the app.

He said that the digital card has been launched to attract youth.

Starting with the Visa network, the card will soon be available on other networks, said Rao.

He said that the unique feature of the card is that a customer will decide their billing cycle and the cashback they receive.