Get loan in 59 minutes! Good move. Reality is, no bank wants to give loans as they prefer big-ticket loans
The small businesses have welcomed the 12 announcements made by Prime Minister Narendra Modi for the micro, small and medium enterprises (MSME) sector on Friday, but the implementation remains a key concern for them.
New Delhi: The small businesses have welcomed the 12 announcements made by Prime Minister Narendra Modi for the micro, small and medium enterprises (MSME) sector on Friday, but the implementation remains a key concern for them.
“All the announcements, more particularly related to the availability of credit and government’s procurement policy, are highly relevant for MSMEs. We have to now see how these are implemented on ground.
The government must monitor all the initiatives,” said D S Verma, executive director of Indian Industries Association (IIA), the pan India association of SMEs which has over 8,000 direct members.
Reacting to the newly announced 59-minute loan facility, Verma said that the PM has talked about giving in-principal approval for loans in less than an hour whereas actual disbursement by banks may take much more time.
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“It is a good move. Otherwise, the reality is that no bank wants to give us loans as they prefer big-ticket loans. We only hope that the loans are not caught up in the usual procedure,” he added.
Wary of the implementation of the new quick loan scheme, Basavaraj Javali, president of Karnataka Small Scale Industries Association (KASSIA), said the government’s Mudra scheme has not been extended to more than 10% of the MSMEs.
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