The Father of the Nation, Mahatma Gandhi not only conveyed the message of non-violence to the world, but his true words are also applicable in our daily life and that applies to our financial life too. 'Satya Vachan' of Bapu can give us success mantra for smart investments. You can earn big profits by learning patience and discipline from Bapu. In fact, one can accomplish all goals by adopting Gandhigiri in the field of investments.

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Big benefit from small savings

Small investment in Mutual Funds creates a large corpus. A 500-month SIP (Systematic Investment Plan) can give a big fund in return after a few years. It is not necessary that you invest only one time in funds, by investing SIP, you can earn profits in the long term.

Simplicity is necessary for success

Bapuji used to insist on keeping things simple and easy. Similarly, keeping your portfolio  simple is the key to success. Therefore, equity, debt, gold and real estate should also be included in the portfolio.

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Stay away from structured offers, equity derivatives, instruments that you don't understand. Keep in mind that long term investments are always more beneficial.

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If you understand markets, then invest in stocks and if you do not then you can invest in them via mutual funds. You can also include fixed deposit in your portfolio. Apart from FD, you can invest in small savings schemes like PPF, Post Office Scheme, Sukanya and other schemes.

Put gold and real estate in your portfolio as well. Keep the house you live in, but a maximum of 2 houses are right for investment purposes. Along with the house, you can keep a 10% of the portfolio invested in gold as well.

Cleanliness

Bapu has emphasized on cleanliness throughout his life. Cleanliness is also very important aspect in the investment portfolio. Remember that buying insurance is not an investment and it is only meant for protection. Taking insurance for yourself is a good step and notably, term plan is the best option to have one. One should remove other non-essential insurance schemes from his/her portfolio.

Swadeshi 

Gandhiji always insisted on promoting Swadeshi. There was a time when foreign investors used to run markets, while now domestic mutual funds are growing rapidly. Currently, keeping Swdeshi flag flying are SIP investors. Now there are around 2.81 crore SIP accounts in India and an investment of Rs 8,231 crore comes from SIP every month.

Walk with everyone

Gandhiji always used to take everyone along. Therefore, everyone's contribution in achieving big goals is important. Focus on promoting financial inclusion and invest in small amounts to create a big fund.

Honesty

Honesty is the best policy, and therefore one should play a responsibility on the tax front as well. Pay taxes honestly for the country's development in long term. If you want to earn profits, honesty should also be maintained in investments.

Discipline

Mahatma Gandhi's only goal was the independence of the country. Gandhiji gave importance to discipline in his life. Therefore, it is very important to maintain discipline even in investments.

Care for future with present

Bapu used to focus on making plans for the future. So live in the present, but make investment plans for the future. Start investing today for your future goals. Start investing today for children's education, marriage, retirement planning and thereby ensure your financial fitness.