Income Tax Return Filing for AY 2019-20: HDFC Bank customer? Did you miss filing ITR for Financial Year 2017-18 (Assessment Year 2018-19)? You can now file the ITR even now for free with ClearTax in just seven minutes via HDFC NetBanking. All you will need to do is upload the Form-16 after logging into HDFC netbanking. In the 'Request' section of your netbanking home page, you can find the "Income Tax E-Filing" button. Click on it and you provide subsequent details to complete the entire process within a few minutes. There are only two days left for filing ITR for AY 20118-19. After 31st March, ITR for AY 2018-19 cannot be filed, as per the Income Tax department 

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In an official SMS, the HDFC Bank is informing its customers: "Missed ITR filing for FY 17-18?  Do it for FREE with ClearTax via HDFC Bank NetBanking. Just upload your Form-16 & finish in 7 minutes.  Login NOW bit.ly/2dAn8my"

As per the Income tax department, individuals who failed to file ITR in AY 2018-19 can still do it by March 31 with a late fee of Rs 10,000. In an ad campaign, the I-T department is informing citizens not to fear filing the ITR. "Feel at ease! Less than 0.5% of the returns are selected for scrutiny/investigation. Selection for scrutiny is made by Computer Assisted Scrutiny System (CASS) without any human interface. So, why fear? File your Income Tax Return now," reads one of the ads. "Every rupee you pay goes towards nation-building," it adds. 

Who must file ITR?

As per the Income Tax rules, all companies firms, LLPs, Trusts, Associations, Political Parties [whose income prior to the claim of exemptions exceeds the minimum chargeable to tax]. 

- Individuals and Hindu Undivided Family (HUF) having income over Rs 2.5 lakh [ Rs 3 lakh for senior citizens (aged 60 years to 80 years) and Rs 5 lakh (age 80 years or above). 

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The non-filing or incorrect filing of return of income may result in penalty and prosecution. The Income Tax department says that the refund, if any, is directly credited to the bank account of the ITR filers.