Investing to grow your money is a function of discipline. One has to develop the habit of saving money every month without fail. 

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The best way to maintain a discipline in savings or investment to create wealth is through Systematic Investment Plan (SIP) in mutual funds. 

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In a SIP, an investor has to set aside small amounts of money either monthly or quarterly  and the amount of investment can be as low as Rs 500. 

The first rule of savings say 'start early'. It means the early you start, more returns you will get at the time of maturity. The more you procrastinate, the more you have to pay 'delay cost'. Which means less returns from more investment. 

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