EPFO e-Nomination Process: The Employees' Provident Fund Organisation (EPFO) members must note that they can file their nomination for PF, pension (EPS) and insurance (EDLI) benefits online. The EPFO members can login to the official website of EPFO at epf.gov.in in case of any query.

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In one of its recent tweets from the official Twitter handle, EPFO has tweeted about the benefits of filing e-nomination online. The tweet said, "Why one should file e-Nomination?"

 

The benefits on filing e-nomination are as follows:

1) Helps in getting Provident Fund (PF), Pension (EPS) and Insurance (EDLI) benefits easily in case of the death of the member

2) It also facilitates the nominee to file online claims

In another tweet. EPFO said, "File your e-nomination today to get Provident Fund (PF), Pension (EPS) & Insurance (EDLI) benefit online."

 

In order to submit e-nomination for EPF, EPS and EDLI, the EPFO members have to follow some simple steps. They are as follows:

Step 1: One has to visit the official EPFO website at epfindia.gov.in. Then one has to choose the ' Service' option. Again, one has to choose the 'For Employees' option. Now, one has to click on 'Member UAN/ Online Service (OCS/OTP)

Step 2: Then one has go login with UAN and password

Step 3: Now, one has to select 'E-nomination' under ' Manage Tab'

Step 4: Next 'Provide Details' tab will appear on screen and one has to click on 'Save'

Step 5: One has to click on 'Yes' to update family declaration

Step 6: After this, one has to click 'Add Family Details'. It has to be noted that more than one nominee can be added

Step 7: Now, one has to click 'Nomination Details' to declare the total amount of share. Then one has to click on 'Save EPF Nomination'

Step 8: Finally, one has to click on 'E-sign' to generate OTP and submit the OTP on mobile number linked with Aadhaar

One must note that after this process, the e-nomination will be registered with EPFO. After e-nomination, there is no need to send any documents to employer or ex-employer.

Benefits of EPF

The EPFO members must be aware of the various benefits of the EPF scheme. They are as follows:

1) Accumulation plus interest upon retirement, resignation, death.

2) Partial withdrawals allowed for specific expenses such as house construction, higher education, marriage, illness and others

Benefits of EPS

The benefits under EPS scheme are as follows:

1) Monthly benefits for superannuation/ retirement, disability, survivor, widow (er), children

2) Amount of pension based on average salary during the preceding 12 months from the date of exit and total years of employment

3) Minimum pension on disablement

4) Past service benefits to participants of erstwhile Family Pension Scheme

Benefits of EDLI

The EDLI Scheme is an insurance scheme that provides life insurance benefits to all employees who are members of the Employees’ Provident Funds Scheme, 1952 or of PF Schemes exempted under Section 17 of the EPF & MP Act, 1952. The EDLI Scheme is supported by a nominal contribution by the employers (@0.5 per cent of monthly wages, up to the maximum wage limit of Rs 15,000).

No contribution is payable by the employees for availing insurance cover under this Scheme. The benefits payable under EDLI Scheme have been enhanced by the Central Government.  

In case of any query and further details, the EPFO members can login to the official EPFO website at epfindia.gov.in.