EPFO e-nomination process: A step-by-step guide on how to add profile picture, nominee, other important details

Nomination is an important aspect when it comes to ensuring maximum utilisation of a financial product. The option to add a nominee is available for almost all financial products, including bank accounts, mutual funds, provident funds and life insurance policies. Failing to add a nominee your EPF account will restrict your family from withdrawing funds from the corpus you build over years in case of your death.

And it is quite common, as reflected in PSU banks' deposits to the tune of Rs. 35,012 crore under unclaimed deposits to the RBI in February 2023. The regulator said recently that it would provide a centralised platform where information on such deposits and their beneficiaries may be shared.

The RBI's move comes in view of the many investors who did not add their nominees or did not inform their legal heirs about their investments in due time.

Notably, there is neither a last date declared by EPFO for filing e-nomination nor it is required for filing advance claims, it is just for the financial benefits of your family after your death which you must fill in. Only Aadhaar-verified UAN holders can file an e-nomination.

Here's a step-to-step guide on how to add a nominee to EPF account

• Visit the UAN EPFO website and log in.
• From the menu, select 'Manage' and 'e-Nomination'.
• In the family declaration, choose "Yes." Fill out the 'Add Family Details' section with details regarding your application.
• Provide your name, address, Aadhar number, birth date, gender, link to you and the user, and relationship to them. Also, provide the bank's IFSC code and nominee account number.
• Select 'Make Row' if you only wish to make one proposal; otherwise, select 'Save Family Data'.
• Submit the message from the data that is correctly saved when you select 'Save EPF Nomination'.
• Last but not least, click on 'E-sign' to generate OTP and submit it to the mobile number linked to Aadhaar.
• The e-nomination process is now complete.

How to add a profile picture to an EPF account

Step 1: Log in to your UAN account
Step 2: Go to the menu section and choose "view." Then select "profile" from the drop-down menu.
Step 3: On the left, click Change photo
Step 4: Use your computer or mobile device's browse button to choose a photo.
After making any adjustments, select your image and then click the Upload Photograph button.
Step 5: Click OK to accept the "are you sure to upload a previewed photograph?" confirmation.
The image on your profile will be changed.