Employee provident fund or EPF is a retirement savings scheme which is administered by the employees' provident fund organisation (EPFO). The scheme is available for all salaried employees in the country.

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Under this scheme, both employer and employee contribute 12 per cent of the employee's basic salary every month. 

The EPF money helps you to make your future financially stronger. It also works as a financial backup for emergencies.

EPF is also a tax saving scheme under Section 80C of the Indian Income Tax Act.

You can withdraw the EPF amount completely on retirement or if your unemployment period extends more than two months. One can also withdraw EPF money while switching jobs but the duration without a job should be more than two months. For partial withdrawal, a person can take out money for a wedding, higher education, purchasing land, repayment of a home loan, and other purposes.

But, if you have not correctly filled in your name and date of birth (DoB) or the details do not match your Aadhaar details, then you can face issues while withdrawing the EPF amount. Therefore, it is necessary to provide accurate information for the PF account.

Here is how you can correct your name and DoB in your EPF account

If the information given in your PF account does not match your Aadhaar, then you can get it corrected both online and offline. For this, the employee has to first file an application for it. Then this application is approved by the employer and after this, the EPFO ​​officer verifies the correction/changes made in the request and updates the account.

Steps to apply for correction - Online

Step 1: Go to EPFO ​​Unified Portal, and log in by entering your UAN and password.
Step 2: Select “Manage> Modify Basic Details” on the home page, if your Aadhaar is verified then you cannot edit the details.
Step 3: Enter the correct details (which are mentioned in your Aadhaar card), after this the system will verify it with the Aadhaar data.
Step 4: After filling in the details click on “Update Details”, after this the information will be sent to the employer for approval.

After this, the employer will complete the further process.

How employers can verify details

Step 1: Employers can log in to EPFO ​​Unified Portal and check the changes by clicking on “Member> Details Change Request”.

Step 2: The employer will check the details and approve it.

Step 3: After approval, the employer can check the status update.

Step 4: After this, the employer will send this request to the EPFO ​​office. Then, the field officer will cross-check it.

Step 5: After this, the regional provident fund commissioner will approve the details if they are correct.

How to apply offline

If the employee wants to apply offline, he will have to fill out the relevant form get it filled by the employer, and send it to the EPFO ​​office. After this, the field office will update the information after verification.