Diwali 2023: Only two days are left for the festival of Diwali. The five-day festival of Diwali is going to start with Dhanteras on November 10. If you are employed, there are high chances that you maybe waiting for bonus on Diwali. Most people spend the bonus money on various festival activities. Many of them buy many expensive items.

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But the bonus amount should be used very wisely.

If you want, you can make your future life much easier by using bonus money. Know its smart methods here-

Loan prepayment

If you have taken a loan, you can use your bonus money for the prepayment of the loan.

Prepayment reduces your principal amount and reduces your EMI burden.

Investing in FD

If your bonus amount is more then you can get this money fixed.

You will get interest in fixed deposit and this will increase your amount even more.

This money can be useful to you in the future.

Emergency fund

You can also keep your bonus amount as an emergency fund.

A person does not know when difficult times will come upon him.

Therefore, you should always keep an emergency fund with you.

Investing in gold

If you want, you can also buy gold with this money.

Investing in gold may fulfill your hobbies of possession the yellow metal, and its value will also increase in the future.

Buying gold on Dhanteras is also considered auspicious.

House down payment

If you are preparing to buy a house or any property, the money received in bonus can be used in your down payment.

Real estate developers also come up with many offers on Diwali.

In such a situation, you can book your house by using this money on Dhanteras.