Beware! Save your money - Know 7 ways cyber thugs may make you poor

The internet has certainly made people's lives easier. But at the same time, it has resulted in the rise of new types of thugs - the cybercriminals who can steal your money online in so many ways without your even knowing till it is too late to get it back! If you are not careful, you may suffer a big loss of money. Information and communication technology is now an integral part of our day-to-day life. This has transformed the way we communicate, make friends, share updates, play games, and do shopping or banking so on. While doing any online activity, you should follow the best practices. As not doing so may end up making you a victim cybercriminals. In a handbook of cyber safety for youngsters, the Union Ministry of Home Affairs warns of the seven ways in which you may be attacked:  

Email Spoofing: Criminals may send you e-mails that look like genuine and from a trusted e-mail ID. But actually, they're not.

Malicious Files Applications: Sometimes, cyber frauds may send you malicious and bad applications and files through direct messaging, gaming, emails or websites etc. They do this to get access to your smartphone and steal personal data.

Social Engineering: Social Engineering is a technique used by cybercriminals to gain your confidence to get information from you. Depending on what you like to do most, a cybercriminal may try to interact with you to mine for information and/or commit some harm to you. Suppose you like to play an online game, an impersonator behaves like another child and invites you to talk to him and share information.

Cyber Bullying: A form of harassment or bullying inflicted through the use of electronic or communication devices such as computer, mobile phone, laptop, etc.

Identity Theft: Deliberate use of someone's identity to gain financial advantage or to obtain credit and other benefits in the other person's name/ for counterparts disadvantage or loss.

Job Frauds: Fraudulent representation or a deceptive activity on the part of an employee or a prospective employee toward an employer.

Banking Frauds: Fraudulently obtaining money from depositors by posing as a bank or other financial institution.