December is here! It’s almost surreal how this year has passed amid a raging pandemic. While most festivals like Diwali, Bhai Dooj, Guru Nanak Jayanti and other regional festivals like Chhath Puja are behind us, the last month of 2020 also has some holidays where the banks will remain closed. Compared to November, December only has one major holiday which is Christmas. However, there are other bank holidays too. The Reserve Bank of India (RBI) has mentioned some days when the banking operations will remain closed in the month. 

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Note that according to the Reserve Bank of India (RBI) guideline, banks remain shut on public holidays while certain holidays vary from state to state. All-India holidays include Republic Day (January 26), Independence Day (August 15), and Gandhi Jayanti (October 2), Christmas Day (December 25). Festivals like Diwali, Christmas, Eid, Guru Nanak Jayanthi, Good Friday, and so on are also bank holidays.  

Full list of dates when the banks will remain closed: 

Ordinary Elections to Greater Hyderabad Municipal Corporation: December 1 

Kanakadasa Jayanthi/Feast of St. Francis Xavier: December 3 

Pa-Togan Nengminza Sangma: December 12 

Losoong/Namsoong: December 17 

Death Anniversary of U SoSo Tham/Losoong/Namsoong: December 18 

Goa Liberation Day: December 19 

Christmas Festival: December 24 

Christmas: December 25 

Christmas Festival: December 26 

U Kiang Nangbah: December 30 

Year’s Eve: December 31 

Holidays of the mentioned days will be observed in various regions according to the state declared holidays, however for the gazetted holidays, banks will be closed all over the country. 

Aside from National Holidays, both private and public sector banks remain closed on the second, fourth Saturday, and all Sundays of each month. Though all regular operations will remain closed during these holidays, mobile and internet banking will remain functional on most days. Also, not necessarily ATM machines might disburse cash.  

To avoid any inconvenience, you should look to complete important tasks before hand.