UPI: What is Axis Bank Rupay credit card? Its features and benefits

Axis Bank has added a new feature to its RuPay Credit Cards. Now, the customers using Axis Bank Rupay Credit Cards can make UPI payments through the card.

The introduction of Unified Payments Interface (UPI) payments feature for Rupay cards offers ease of transaction, secure and speedy digital payments. Additionally, this integration amplifies opportunities for Axis Bank Rupay credit card holders to take advantage of existing benefits.

Benefits of UPI integration

One of the significant benefits of the Axis Bank RuPay Credit Card is the potential for rewards and prizes. Cardholders can enjoy 20 per cent cashback at Starbucks and even stand a chance to win an iPhone every 15 days. They can also earn reward points on their UPI spends. Moreover, the integration with UPI brings forth an increase in transaction speed, a boost in security and an expansion in acceptance.

Benefits and Features of Axis Bank RuPay Credit Card

Axis Bank's RuPay Credit Cards are tailored to maximise the benefits to the cardholder and increase the scope of usability. Different types of the Axis Bank RuPay credit cards offer a wide range of features and benefits.

Here's a comprehensive look at the features and advantages these cards offer.

Axis Bank Rupay Credit Card UPI payment benefits

The Axis Bank Kwik RuPay Credit Card offers double benefits on UPI transactions. Every Rs 200 spent on the card earns 2 EDGE reward points. This rewards programme extends to several categories, making every spend count. The EDGE points earned through card spends can be redeemed across various options available at the EDGE Rewards portal. The redemption process may come with applicable fees.

An attractive feature of the Axis Bank RuPay Credit Card is a 1 per cent fuel surcharge waiver for transactions ranging between Rs 400 and Rs 4,000, capped at Rs 150 per month.

The Axis Bank My Zone Credit Card presents a variety of discounts and offers on popular platforms like Swiggy, Paytm Movies, and SonyLiv. The card also features a rewarding structure for shopping, dining, and entertainment.

Axis Bank's Indian Oil RuPay Credit Card offers impressive cashback benefits. Users earn 4 per cent cashback on fuel transactions at IOCL outlets and 1 per cent cashback on online shopping. Plus, the card also provides discounts on dining out at select restaurants and a fuel surcharge waiver.