ESIC MATERNITY BENEFITS for mother-to-be and nursing mothers: All you need to know

ESIC Maternity Benefit: There is an important piece of information for mothers-to-be and nursing mothers. The Employees' State Insurance Corporation (ESIC) has recently tweeted from its official Twitter handle reminding the maternity benefits for the mothers-to-be and the nursing mothers. Interested people can further login to the official website of ESIC at esic.nic.in for more details.

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The recent tweet from the official Twitter handle of ESIC said, "#ESIC also provides #MaternityBenefit to mothers'-to-be and nursing mothers. Go through these details to avail the Maternity Benefit easily. For more details visit – esic.nic.in."

As per the official website of ESIC, the details of the Maternity Benefit is payable to an insured woman in the following cases subject to contributory conditions:-

1) Confinement-payable for a period of 12 weeks (84 days) on production of Form 21 and 23.

2) Miscarriage or Medical Termination of Pregnancy (MTP)-payable for 26 weeks (182 days) from the date following miscarriage-on the basis of Form 20 and 23.

3) Sickness arising out of Pregnancy, Confinement, Premature birth-payable for a period not exceeding one month-on the basis of Forms 8, 10 and 9.

4) In the event of the death of the Insured Woman during confinement leaving behind a child, Maternity Benefit is payable to her nominee on production of Form 24 (B).

5) Maternity benefit rate is 100 per cent of average daily wages

In order to avail the maternity benefits, one must keep in mind certain things. They are as follows:

1) The certificate of pregnancy is issued to the insured woman (IW) by doctor (Form 17) and submitted to the branch office

2) The certificate of expected confinement is submitted along with claim (Form 19) for claiming Maternity Benefit commencing before confinement or delivery

3) For claim after confinement/delivery/miscarriage Claim in Form 19 along with certificate of confinement/delivery (Form 18) be made to ESIC branch office

4) In case of death of insured woman leaving behind the child, the claim will be raised by the nominee of dependant woman in Form 20 within 30 days of such death

5) The claim for Maternity Benefit for sickness arising out of pregnancy will be raised along with medical/ fitness certificate