The digital age we are living in has changed a lot of things as most of our day-to-day work has been switched to online mode, including several Banking facilities.

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India today has set a global benchmark in digitisation, particularly in payments. This might have revolutionized our daily lives but at the same time several bank users become easy targets of phishing scams by hackers. 

A cybercriminal can take advantage of unwary internet users in a number of ways, including phishing, ransomware attacks, and identity theft. 

The Press Information Bureau (PIB) recently alerted State Bank of India (SBI) customers about a fake message impersonating an SBI official. 

According to the PIB Fact check tweet , “A #Fake message impersonating @TheOfficialSBI claims that the recipient's YONO account has been blocked" According to the PIB warning, the message is: “Dear SBI user, your SBI YONO account has been blocked please update your PAN card click here to login your net banking update your PAN number." 

The government of India's nodal agency to disseminate information warned the SBI customers not to respond to emails/SMS asking to share your banking details and asked the public to report immediately on report.phishing@sbi.co.in if you receive any similar message.

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Reserve Bank of India (RBI) guidelines on phishing scams

1) Do not click on unknown / unverified links and immediately delete such SMS / email sent by unknown sender to avoid accessing them by mistake in future.

2) Unsubscribe the mails providing links to a bank / e-commerce / search engine website and block the sender’s e-mail ID, before deleting such emails.

3) Always go to the official website of your bank / service provider. Carefully verify the website details especially where it requires entering financial credentials. Check for the secure sign (https with a padlock symbol) on the website before entering secure credentials.

4) Check URLs and domain names received in emails for spelling errors. In case of suspicion, inform.

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