State Bank of India, the largest bank in the country has increased the interest rates on saving bank deposits by 0.30 per cent or 30 bps for a balance of Rs. 10 crore and above. The interest rates for deposits below Rs. 10 Crore remain unchanged at 2.70%. The revised rates are applicable from October 15, 2022, onwards.

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The bank announced a reduction in the interest rate on savings accounts by 5 basis points on Monday. This reduction in the SBI interest rate brings the savings account interest rate down to 2.70 per cent effective from October 15. Earlier, SBI used to 2.75% interest per annum on such saving accounts.

On the other hand, another state-owned banker, Bank of Baroda (BoB) recently hiked the interest rates on foreign currency non-resident (FCNR) deposits maximum by 135 basis points across various currencies and maturity periods.