PSU Bank Merger: Zee Business sources told that the government's plan for Round 2 of the merger of PSU banks is ready. Centre is considering two options for the merger of 4 small government banks. The central government is preparing to make changes in the Banking Regulation Amendment Act for the merger.

PSU Bank Merger: Two options for bank merger

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Out of the two options that the government is considering, the first option could be the merger of UCO Bank, Bank of Maharashtra, Punjab & Sind Bank, and Central Bank of India.

The second option is to merge with Union Bank of India, Canara Bank or Indian Bank according to the banking software.

For the merger, the government is preparing to make changes in the Banking Regulation Amendment Act.

The functioning of UCO Bank, and Punjab & Sind has improved in two-three years.

At the same time, the functioning of Bank of Maharashtra, Central Bank has also improved in the same time frame.

Government's share in PSU banks

Let us tell you that the government has a 98.25 per cent stake in Punjab & Sind Bank.

While the government has a 93.08 per cent stake in Central Bank, 86.46 per cent in Bank of Maharashtra and a 95.39 per cent in UCO Bank.

Merger of 10 government banks in 2019

The government had announced the merger of 10 public sector banks into four entities in 2019.

This was part of the government's policy to strengthen public sector banks (PSU Bank Mergers) to strengthen their finances for a strong national presence and global reach.