Though the market recovered from the day's low and concluded with a small gain, investors remain anxious about the upcoming general election and the high valuation. Today, May 13, the Sensex index increased 111.66 points, or 0.15 per cent, to settle at 72,776.13. The 50-share index Nifty settled at 22,104.05, up 48.85 points, or 0.22 per cent.

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Despite this volatility, brokerages recommend buying this public sector unit (PSU) bank stock. 

PSU Stock to buy

The brokerages suggested buying PSU 'Bank of Baroda' (BoB) stock.

JP Morgan has maintained an overweight' rating on Bank of Baroda. The brokerage has increased the target from Rs 270 to Rs 340 per share. As per the brokerage, the bank has posted good quarterly (Q4FY23) results as its PAT was also 6 per cent higher than experts' estimation.

Morgan Stanley has given an 'equivalent' rating on the stock. The brokerage has raised the target by Rs 10 to Rs 300 per share. On the other hand, Jefferies has provided an 'upgrade rating, City has given a 'buy rating while HSBC has given a 'hold' rating on BoB stock. Jefferies, City, and HSBC have raised the target to Rs 310 each, Rs 300, and Rs 270 respectively.

Meanwhile, Motilal Oswal has advised to buy Bank of Baroda stock with a target of Rs 300. Antique Broking has also advised to buy bank shares, and the target has been kept at Rs 290 per share.

Bank of Baroda Q4 results

For the quarter ended March of the FY24, the lender's net profit increased by over 2 per cent to Rs 4,886 crore as against Rs 4,775 crore in the same period last year. The bank's net interest income (NII) for the reporting quarter surged 2.3 per cent on-year to Rs 11,793 crore when compared to Rs 11,525 crore in the year-ago period.

BOB's FY25 guidance

The lender has guided for 3.15 per cent NIM for the FY25. Slippages at the lender are projected to range between 1-1.25 per cent, while RoA or return on assets guidance has been raised to 1-1.1 per cent. Also, the lender's asset quality is expected to fortify going ahead.

Bank of Baroda stock performance

The lender has provided more than 30 per cent returns in six months and the shares have jumped over 40 per cent in one year. BoB's shares climbed 11 per cent on a year-to-date (YTD) basis. 

Meanwhile, shares of BoB closed at Rs 259 each, up 1.31 per cent on BSE today, 13 May.