HDFC Bank shares rose as much as 2 per cent during the morning trade on Thursday (April 4), after the private sector lender released its Q4 business update.

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As of 11:46 a.m., shares of HDFC Bank traded over 2.4 per cent, or Rs 5.65, higher at Rs 1518.2 apiece on BSE. The company's market capitalisation at around the same time stood at Rs 11,53,324.99 crore. 

In the early hours of Thursday, HDFC Bank, through a regulatory filing, said that the bank’s gross advances stood at Rs 25,08,000 crore as of March 31, 2024, up 55.4 per cent over Rs 16,14,200 crore as of March 31, 2023. 

The bank’s advances grew by around 53.8 per cent over March 31, 2023, and by around 1.9 per cent over December 31, 2023. 

Furthermore, domestic retail loans grew by around 108.9 per cent over March 31, 2023, and by around 3.7 per cent quarter-on-quarter (QoQ).

The bank’s deposits aggregated to Rs 23,80,000 crore as of March 31, 2024, a growth of around 26.4 per cent against Rs 18,83,400 crore YoY and an increase of 7.5 per cent QoQ. 

Retail deposits grew by around 27.8 per cent over March 31, 2023, and by around 6.9 per cent over December 31, 2023.

The bank’s current account savings account (CASA) deposits stood at Rs 9,09,000 crore as of March 31, 2024, against Rs 8,36,000 crore YoY, a growth of around 8.7 per cent. 

The bank’s CASA ratio stood at around 38.2 per cent as of March 31, 2024, as compared to 44.4 per cent a year ago and 37.7 per cent as of December 31, 2023.

The filing also clarified that the figures for the period ended March 31, 2024, include the operations of erstwhile HDFC Limited, which amalgamated with and into HDFC Bank on July 1, 2023, and hence are not comparable with those of the corresponding period of the previous year. 

HDFC Bank stocks share price performance

In a year, HDFC Bank shares have lost over 8 per cent, against Nifty50's rise of over 27 per cent. 

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