Go Digit IPO: Avoid or subscribe? Heres what Anil Singhvi suggests
Go Digit IPO: The initial public offering (IPO) of Go Digit General Insurance Ltd, a firm backed by Canada-based Fairfax Group, opened for subscription on May 15. The IPO of the company sale will conclude on Friday, May 17.
Go Digit IPO: The initial public offering (IPO) of Go Digit General Insurance Ltd, a firm backed by Canada-based Fairfax Group, opened for subscription on May 15. The IPO of the company sale will conclude on Friday, May 17.
Go Digit IPO: Avoid or Subscribe?
Zee Business Managing Editor Anil Singhvi suggested investors to avoid Go Digit IPO. "Consider post listing after listening to management outlook on future business growth," the market guru said. Anil Singhvi listed the following positives and negatives:
Positives:
- Experienced promoters
- First non-life Indian insurance co. fully operating on the cloud
- Good FII investors as anchor investors
Negatives:
- Loss-making track record. Came into small profit for the first time in FY23
- Highly dependent on motor vehicle insurance business
- Highly expensive valuations on present financials
- FY23 PE at 668 times. 9MFY24 PE at 145 times
- ICICI Prudential Life Insurance and New India Assurance Company trading at much lower valuations
- RoNW is much lower than industry levels at just 1.53%
- ICICI Pru at much higher at 16.64%
- The solvency ratio low among other competitors
- Commission ratio abnormally high compared to peers
- The only unknown fact is if the company can grow much faster than its peers to reach a reasonable size
Go Digit IPO details: Key things to know
Go Digit IPO allotment date
The basis of the allotment of shares under the IPO of Go Digit is set to be finalised Tuesday, May 21.
Go Digit IPO listing date
The Go Digit IPO stock is likely to be listed in the secondary market on Thursday, May 23. The stock will be traded on the bourses, BSE and NSE. Read more on Go Digit IPO
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