Nivesh Ka Funda With Anil Singhvi: What should conservative investors do? ITI Mutual Fund CEO suggests this

Amidst increasing tension between Russia and Ukraine, mutual fund investors are wondering what to do. To answer the concerns of investors, Zee Business Managing Editor Anil Singhvi spoke to George Heber Joseph, CEO & CIO of ITI Mutual Fund.

Joseph said that they have been writing about how valuations are not cheap and emphasized the dynamic asset allocation along with systematic investment in their factsheets since July 2021.

After March 2020, the market comprising mid-cap, small-cap was continuously moving upwards, without any corrections. Which isn’t a healthy movement, Joseph claimed.

Joseph said that since the interest rate is definitely going up, the energy sector is growing, oil prices are drastically moving upward, inflation is growing as well. All of this is going to benefit the commodities sector. The oil equivalence energy equivalence companies will also move upward, including manganese, coal, etc.

The CEO & CIO said that investors should put money in debt and equities through dynamic asset allocation funds. There is a difference between the percentage of the debt and the percentage of equity, and a mixed segment of it is called hybrid funds. The debt segment of MF offers low-risk as well as high-risk funds. ITI Balanced Advantage fund is a product by ITI Mutual Fund that offers the safety of debt and growth of equity, and it falls under dynamic asset fund allocation.

There is another category of hybrid conservative fund, and ITI Mutual Fund is still looking into it, he added.

The fund managers will keep interchanging between debt and equity allocation depending on the market scenario, the CIO said.

Joseph explained that in a conservative hybrid mode, 25 per cent would be invested in equity, while 75 per cent would be invested in debt funds. Additionally, in the debt funds, investors can implement an active strategy. In contrast, the fund allocation in the Dynamic asset allocation fund keeps constantly changing with changes in the market situation.

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#NiveshKaFunda

कन्जर्वेटिव इन्वेस्टर्स डायनेमिक एसेट एलोकेशन फंड में निवेश करें...#Commodities का प्रदर्शन आगे भी अच्छा रहने की उम्मीद:जॉर्ज हेबर जोसेफ,CEO&CIO, @itimutualfund

देखिए खास बातचीत @AnilSinghvi_ के साथ

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— Zee Business (@ZeeBusiness) March 3, 2022