Kotak Mahindra Bank has announced that it has reduced its Home Loan interest rates by a further 10 basis points (bps) to 6.65% per annum with effect from 1 st March, 2021. This is a special rate that is applicable till 31st March, 2021 and is the lowest rate in the home loan market. This special rate of 6.65% per annum is applicable across all loan amounts. Kotak Mahindra Bank home loan and balance transfer loans now start at 6.65% per annum.

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Interest rates are linked to borrowers’ credit score and the  Loan to Value (LTV) ratio. Ambuj Chandna, President – Consumer Assets, Kotak Mahindra Bank management said that they will continue to set the pace as the price leader in the home loan market and are delighted to offer consumers a special year-end bonus in the form of even lower home loan interest rates. This is indeed the best time to buy a home.

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