Repo rate hike effect: PNB raises lending rates by 25 bps; Bank of Barodas 5 bps hike to be effective from Feb 12
Leading public sector lenders Punjab National Bank (PNB) and Bank of Baroda (BoB) have raised their lending rates by up to 25 basis points following the interest rate hike by Reserve Bank earlier this week
Banks have followed up on the interest rate hike by Reserve Bank earlier this week, with leading public sector lenders like Punjab National Bank (PNB) and Bank of Baroda (BoB) raising their lending rates by up to 25 basis points.
In a regulatory filing on Thursday, PNB announced that it has increased the Repo Linked Lending Rate (RLLR) by 25 basis points - from 8.75 per cent to 9 per cent. And added that it would come into effect from Thursday onwards.
Bank of Baroda Hikes Lending Rate
Bank of Baroda has also announced an increase in its Marginal Cost of Funds Based Lending Rate (MCLR) by 5 basis points across all tenures.
BoB said in a regulatory filing that the new rates will be effective from February 12.
After the latest revision, its MCLR has risen from 7.85 per cent to 7.90 per cent for the overnight tenure.
The MCLR for one month has been raised from 8.15 per cent to 8.20 per cent.
The MCLR for three-month tenure has climbed from 8.25 per cent to 8.30 per cent, while that for the one-year tenure has been hiked from 8.5 per cent to 8.55 per cent, it said.
The Reserve Bank on Wednesday hiked the benchmark policy rate by 25 basis points to 6.5 per cent, citing sticky core inflation.
It was the sixth time the interest rate has been hiked by the Reserve Bank of India (RBI) since May last year, taking the total quantum of increase to 250 basis points.
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