Many banks including the State Bank of India (SBI) and ICICI Bank are giving options of withdrawing cash without physically using the debit cards. Zee Business will tell you ways to do it so that the dangers of you getting infected get minimised. However, please note that, amid coronavirus pandemic, the government and banks have been encouraging customers to do transactions digitally. This is in light of the dangers attached to the use of cash which is a potential coronavirus infection carrier.

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The SBI YONO App gives you the facility to withdraw cash from the ATM machine without using your debit card. Similarly, ICICI Bank's iMobile app can be used to withdraw money without using debit card.

Withdraw cash via SBI Yono App

--  Download YONO app on your mobile

-- Enter your internet banking user id and password to log in. You also need to have active internet banking account to use this facility.

-- Log-in after activating the App

-- After logging-in, you will find all your account related information

-- With this, for a debit card-free withdrawal, scroll down to the 'My Rewards' section. You will get 6 options - YONO Pay, YONO Cash, Bill Pay, 'Products, Shop, Book & Order Select then Yono cash option to withdraw cash

-- After clicking this, you will get information about your daily transaction limit. Net-banking users can withdraw between Rs 500 and Rs 10000 from a single transaction. The daily limit through YONO is Rs 20000. 

-- To withdraw cash find the nearest Yono Cash Points (card-less transaction enabled ATMs of SBI). Click on 'Request Yono Cash'. Enter the amount and click 'Next'. Enter the 6 digit pin number to start withdrawal

-- At the ATM, the user needs to use the option "Card-Less Transaction" on first page of the ATM screen and then select Yono Cash and enter the details to withdraw cash.

Withdraw cash using ICICI Bank's iMobile App

-- Download iMobile App

-- Register yourself and then log-in

-- Select the 'Services' option after logging-in

-- Select 'Cash Withdrawal at ICICI Bank ATM'

-- Enter account number and amount

-- Create four digit pin and submit. You will get OTP on your registered mobile number

--   Visit the ICICI Bank ATM and select card less cash option

-- Enter the required information to withdraw cash up to Rs 20000