ePayLater service: Indian Railway Catering and Tourism Corporation (IRCTC) had tied up with ePayLater in 2018 in order to provide the facility to its customers, book tickets and pay for it later via ePayLater service. Just like any other credit services that allow you to buy and pay later, a railway ticket can also be bought with no money. A private company, pay later provides users with the facility to buy now and pay later as it has collaborations with number of merchants and IRCTC is one of them. To avail the service, the customer needs to login his/her account on IRCTC website.

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How to Book IRCTC Ticket via ePayLater Option? Step by step guide:

Step 1: First step is to have an account on ePayLater. To crate a new account on ePayLater, the user would require phone number for OTP activation, email id, and PAN Card number (to check credit score).

Step 2: After creating an account on ePayLater, Visit IRCTC website, log into it and fill up all the details to book a ticket as earlier. However, in the payment section select the paylater option. 

Step 3: Now, once you click on Make Payment, IRCTC will redirect you to the ePayLater website where you have to login via your registered mobile number and OTP.

Step 4: Once you click on the Make Payment option, ePayLater will pay the ticket fee to IRCTC and your train ticket will be booked accordingly. 

Step 5: Now, ePayLater will redirect you to the IRCTC website so that you can finally download or print your train tickets.

Step 6: The ticket booking amount has to be paid to ePayLater in under 14 days from the date of ticket booking.

Step 7: To pay the amount for your booing, go to email account where ePayLater team has mailed you an email that contains a link to Make Payment.  

Step 8: Clicking on the 'Make Payment' button and following the process, you will able to pay ePayLater for your ticket bookings.

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Benefits of Booking an IRCTC Ticket via ePayLater option:

1. Book tickets with no money. 

2. Quick ticket booking without worrying about your card, wallet or bank balance. 

3. Saves you from payment failures due to sluggish internet.

4. No more payment related issues. 

5. Fast and hassle free payments.