Reserve Bank of India (RBI) has simplified rules for the Non Banking Finance Companies or NBFCs. The banking regulator has simplified rules for the factoring business.

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NBFCs will now be able to do factoring business.

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Non deposit NBFC companies with Asset Under Management (AUM) over Rs 1000 get an  RBI nod.

In the factoring business, companies in order to meet their capital requiremnts can mortgage their receivable with others.

Bactoring business is in line with the discounting of bills.

After this relaxation and new rules in place, the number of NBFC involved in the business of factoring will gon up from 7 to 182

NBFCs will have to get themselves registered with the Reserve Bank to do the factoring business

This is expected to increase lending of NBFCs and will serve quick loans to the Micro Small and Medium Enterprises (MSMEs).