The Reserve Bank of India on Monday announced that it has imposed a penalty on Abhyudaya Sahakari Bank Ltd, Mumbai for non-compliance with several directions, including on NPA-related norms. RBI said that this penalty is of Rs 58 lakh, as per PTI reported.

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The penalty has been imposed for non-compliance of the directions issued by RBI on 'Placement of Deposits with other banks', 'Monitoring and Reporting Mechanism of Frauds', 'Income Recognition, Asset Classification, Provisioning and Other Related Matters (IRAC norms)' and 'Management of Advances'.

According to PTI, the RBI stated in a separate statement that the Noida Commercial Co-operative Bank, Ghaziabad, has been fined Rs 1 lakh for violating certain norms of the Banking Regulation Act, 1949 rules.

The penalties are based on deficiencies in regulatory compliance in both cases, according to the RBI, and are not intended to pronounce upon the validity of any transaction or agreement entered into by them with their customers, said PTI.