Made PAN card details mistake while linking to bank account? Here's how you can correct the error
The Permanent Account Number (PAN) is a very important source of information for both citizens, the government and other institutions linked with them. It is a ten-digit unique alphanumeric number issued by the Income Tax Department, generally in the form of a laminated plastic card, commonly known as PAN card. PAN is used for a host of services like applying for license, opening a bank account, for investments (like deposits, mutual funds), applying for loans, buying a house or car, applying for a passport and many more. Hence, it is very important to note that, all the details you provide about your PAN are accurate and error-free. Why? Recently, the IT-department announced that it will issue refunds in the bank account that are linked with PAN. That said, if your PAN card has an error, such can be a massive problem for you. For instance, it can be frustrating if you have filed your ITR and the refund amount is not passed onto your bank account.
Mistakes in a PAN card can be in the form of your name, date of birth, surname, etc. And, if this information is not correct, then other things like paying tax, bank account, filing for Income Tax Return (ITR) or even earnings will be impacted. An error in PAN can be rectified through your birth certificate.
However, do not worry you can always rectify the mistake.
Online procedure:
For correcting your PAN card details online, you can visit https://www.onlineservices.nsdl.com/paam/endUserRegisterContact.html
Once logged into the link, select the option ‘Changes or Correction in existing PAN data/Reprint of PAN card’ mentioned in ‘Application type’. Then select in the category option, if you are an individual, association, a body of individuals, company, trust or LLP.
Fill in other details like name, surname, middle name, date of birth, email address, mobile number and current PAN number. Add the captcha code and submit.
In case of either a request for Change or Correction in PAN data or request for re-issuance of a PAN Card without any changes in PAN data, the address for communication will be updated in the ITD database using address for communication provided in the application. On confirmation, an acknowledgement will be displayed. The acknowledgement will contain a unique 15-digit acknowledgement number.
Once your PAN details are updated, you can always link it with your bank account online.
To link your PAN with bank account, you can do it through the internet.
Step 1 - Visit your bank’s internet banking login page. Enter your user id and password for login.
Step 2 - Go to customer service section, and click on Service request.
Step 3 - A page with a host of options such as bank accounts, deposits, loans, demat, other services and pockets will be mentioned in the service request. For updating PAN you must select bank account option.
Step 4 - A page with modification details will be opened. Select on update PAN card option below.
Step 5 - You can add the new PAN details like name, date of birth, registered email-address and submit. Your PAN will be linked in couple of days.
However, such service is not offered by many banks for linking PAN card with bank account online especially if you are updating one. Hence, if your internet banking service does not allow you to update PAN card details because it was already stored by the bank branch. Then, you must visit your bank branch with a letter for change in PAN card details and the latest information as xerox copy.
Once done, your bank will send you SMS on your registered mobile number regarding the status of linking
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