From April 1, premiums general insurance will go up as Insurance Regulatory And Development Authority of India (Irdai) gave its nod to insurers for revision in commission for agents.

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As per the notification by Irdai, the change in premium rates will be limited to +/- 5% of the existing premium rates. This means, car, motorcycle and health insurance will cost more from next fiscal. 

The Irdai (Payment of Commission or Remuneration or Reward to Insurance Remuneration or Reward to Insurance Agents and Insurance Intermediaries) Regulations, 2016 will come into effect from April 1, 2017.

As per a PTI report, the increase will be in addition to the enhanced third party motor insurance rates, which too will come into effect from April.

"These may trigger insurers to revisit the  the pricing of their products in so far as the costing input relating to commission or remuneration is concerned," notification read.

Thus, the insurers will have to give a certificate that there is "no detrimental change" in premium rates or any other provision of policies already sold.

According to the notification, the certificate should be signed by the Appointed Actuary and CEO and should state: "It is certified that there is no other change in approved F&U and U&F application and other documents apart from changes mentioned therein."