The Indian Railway Catering & Tourism Corporation (IRCTC) has just got even more advanced, and this time it makes your train ticket booking even more flexible. It's like even if you are walking or travelling, you can book your train tickets with a few easy clicks through your mobile phone. IRCTC has been, on multiple occasions, upgrading its services for train passengers right from food to ticket reservations.    

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In latest development, IRCTC via its Twitter account said, "Some people love traveling and if you too are one of them, then here's an easy way to book your tickets. Register for e-wallet and book tickets hassle free!"

IRCTC eWallet is a scheme under which users can deposit money in advance with IRCTC and this can be used as payment option along with other payment  options available on IRCTC for making payment at the time of booking tickets. 

IRCTC eWallet scheme provides following advantages

  • Hassle free and secure transactions.
  • Precious booking time saved by eliminating payment approval cycle.
  • Manage account online and top up online.
  • Dependency on a specific bank is reduced, as when any of the provided banks go offline, you can still book tickets from your IRCTC eWallet account. 

Salient features of IRCTC eWallet are

User Authentication: IRCTC eWallet users will be verified and authenticated through their PAN OR Aadhaar in an Online Verification Process.

Secured Access: IRCTC offers secure booking through IRCTC eWallet by providing Transaction Password/ PIN Number that is required to be entered
for every booking done through IRCTC eWallet.

Complete History: User is provided with a separate link namely IRCTC eWallet that offers IRCTC eWallet Transaction history, IRCTC eWallet
payment History & change transaction password options.

Easy Refund: In case of ticket cancellation, the due refund will be credited to your IRCTC eWallet Account next day.

Account Renewal: IRCTC eWallet account has a validity of 3 years from the date of registration of the scheme. Account renewal does not require any Fee payment. 

Here's how you can register and book ticket through  IRCTC eWallet. 

Step 1 -  Login to IRCTC with your existing IRCTC user id and password.

Step 2 -  Click the "IRCTC eWallet Registration" link under IRCTC eWallet Section in the "Plan my travel" page. 

Step 3 - Complete Verification process by providing PAN OR Aadhaar and other details. 

Step 4 - Deposit one time registration fee of Rs.50/-(Excluding Applicable Taxes) online with any of the available payment options. 

Step 5 -  Membership fee and Redemption is subject to change at the discretion of IRCTC

Step 6 -  Credit the IRCTC eWallet account with the minimum deposit of Rs 100/- and top up with the required booking amount. Maximum amount permitted
in user's account is Rs 10,000

Step 7 - Pay ticket booking amount through IRCTC eWallet which is displayed as payment option along with other Banks. 

However, it needs to be noted that, IRCTC charges a registeration fee of Rs 50 plus applicable taxes. There is also a transaction charges levied of Rs 10 plus applicable taxes per transactions. There is no cash refunds or redemption allowed. 

IRCTC eWallet service can only be availed by users registered with Indian Nationality and with Indian Mobile Number.