Bank credit grew by 12.44% to Rs 86,13,164 crore in the fortnight to July 20, according to the Reserve Bank of India (RBI) data.

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In the year-ago period, bank credit had stood at Rs 76,59,898 crore.

Growth in advances during the reporting period was marginally lower than the increase registered in the fortnight to July 6, when loans increased by 12.78% to Rs 86,60,069 crore.

During the reporting fortnight, deposits increased by 8.15% to Rs 1,14,38,121 crore from Rs 1,05,75,615 crore a year ago, according to the data. Deposit the growth, the pace was slower than that in the last fortnight ended July 6, 2018, when they had risen 8.33% to Rs 1,14,85,768 crore.

In June 2018, the non-food bank credit rose 11.1% as against a rise of 4.8% in the same month last year.

Loans to agriculture and allied activities slowed 6.5% in June, compared to an increase of 7.5% in June 2017.

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Personal loans saw a growth of 17.9% in June, up from 14.1% last June.