7 पॉइंट्स बताएंगे PPF में निवेश क्यों है जरूरी?

Yogita Ladha Feb 09,2024

Public Provident Fund यानी PPF एक सरकारी स्कीम है. ये 7 फीचर्स निवेश करने पर मजबूर कर देंगे.

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PPF एक फाइनेंशियल ईयर में PPF में ₹500 से 1.5 लाख रुपये तक जमा किए जा सकते हैं.

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NRI के अलावा सारे भारतीय नागरिक PPF का फायदा उठा सकते हैं.

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PPF निवेश काफी फ्लेक्सिबल है. नकद, चेक, DD या ऑनलाइन ट्रांसफर से मंथली/लंपसम राशि जमा कर सकते हैं.

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PPF की मैच्योरिटी 15 साल है, जिसे 5 साल के ब्लॉक में बढ़ाया जा सकता है. यानी लॉन्ग टर्म का शानदार निवेश.

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PPF खाता खुलने के तीसरे से छठे फाइनेंशियल ईयर में डिपॉजिट अमाउंट पर 25% तक लोन मिल सकता है.

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Income Tax Act सेक्‍शन 80C के तहत PPF पर टैक्‍स बेनिफिट मिलता है. मैच्‍योर राशि पर भी टैक्‍स नहीं देना होता.

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PPF सरकारी स्कीम है. इसमें निवेश पूरी तरह से सेफ है और पैसे डूबने के डर के बिना इसमें निवेश किया जा सकता है.

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