लेने जा रहे हैं Credit Card तो खुद से पूछें ये सवाल

Aishwarya Awasthi May 21,2024

क्रेडिट कार्ड लेने से पहले खुद से कुछ सवाल जरूर पूछे लें.

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1-खुद से पूछें कि क्या वाकई आपको इसकी जरूरत है कि नहीं.

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2-जरूरत के हिसाब से कौन सा क्रेडिट कार्ड आपको चाहिए है.

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3-कार्ड लेने से पहले समझे कि रिवॉर्ड प्वाइंट्स का फायदा कैसे उठाएंगे?

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4-बेवजह इस्तेमाल करने से कर्ज के जाल में फंस सकते हैं.

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5-मिनिमम ड्यू को लेकर सारी बातें कंफर्म कर लें.

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6-क्रेडिट कार्ड की लिमिट का 50-60 फीसदी हिस्सा ही इस्तेमाल करें.

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7-अगर एक कार्ड है तो फिर दूसरा लेने से बचना चाहिए.

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8-हर क्रेडिट कार्ड के पैसे चुकाने का एक समय होता, तो ये पहले से जानें.

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9-डिटेल में समझें कि बिल ना चुका पाने पर क्या होगा?

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10-पहले जानें कार्ड पर क्या है सालाना चार्ज? कैसे होगा माफ?

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