EPF के अकाउंट पर मिलते हैं ये बड़े फायदे,जानिए

Aishwarya Awasthi Apr 03,2024

नौकरी वालों की सैलरी से कुछ पैसे पीएफ का कटता है.

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जिससे EPFO की ओर से चलाई जाने वाली योजना EPF में पैसे जाते हैं.

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EPF यानी इंप्लॉई प्रॉविडेंट फंड और EPS यानी इंप्लॉई पेंशन स्कीम.

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जिसमें सैलरी से 12 फीसदी पैसा कटता है व 12 फीसदी कंपनी देती है.

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कंपनी के कॉन्ट्रीब्यूशन से पेंशन कॉर्पस तैयार होता हैं.

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तो आज हम आपको EPF के बेस्ट फायदों के बारे में बताएंगे.

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पेंशन के लिए 10 साल की नौकरी व पात्रता 58 की उम्र के बाद हो.

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इसके लिए मिनिमम पेंशन अमाउंट 1,000 रुपए होता है.

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भविष्य को देखते हुए EPF अकाउंट मेंआप किसी को भी नॉमिनी बना सकते हैं.

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आप बेसिक सैलरी से एक्स्ट्रा कॉन्ट्रिब्यूशन VPF में डाल सकते हैं.

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आप आसानी से जमा पीएफ से बड़ा अमाउंट निकाल सकते हैं.

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अकाउंट शुरू होने के 7 सालों बाद, 50 से 70 फीसदी अमाउंट निकाल सकते हैं.

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सरकार EPF पर करीब 8.15% की दर से सालाना ब्याज देती है.

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लाइफ इंश्योरेंस की सुविधा भी पा सकते हैं.

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Next: भूकंप से ताइवान में कांपी धरती, देखें तबाही का मंजर!

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